Six things to know about real estate deposits When you make an offer on a house you have to put down a deposit. Here are some things to keep in […]
Keith Bray talks Military Moves to Ottawa vs Traditional Home Buying In this Video Keith shares his insight from helping 32 families move this year on how Military Moves and […]
The first thing you need to know is the Government of Canada has a Home Buyers Plan (HBP) for the first time home buyers, which allows you to withdraw up to $25,000 from your RRSP’s to buy your first home. So “Save” your first $25,000 by making RRSP contributions up to your max. As always there are some limitations so read up on the plan or discuss it with your mortgage broker.
Your initial offer has next to no chance of getting accepted (unless it’s well above asking price or a rare situation), there is almost always a negotiation. The first price you offer needs to be attractive enough to the seller to keep them interested with out rejecting you outright.
Why is it so important to know how much you can afford to spend on a home?
First, you don’t want to buy a property and then find out, only after you’ve moved in, that you can’t financially maintain it. That would mean having to resell it under stressful conditions.
Alright, so you’ve got bad credit, it happens to the best of us. The challenge is now your credit rating stands between you and home ownership, so what are you gonna do?
According to Canada Mortgage and Housing Corporation (CMHC), 37 percent of Canadian renters could afford to buy a home. ..
The real question is why would you want to close on a home in a week
What does a REALTOR(r) do for YOU?
Here is a great little video on just a few of the things REALTOR(r) like us can do for you when buying a home when we commit to helping you.
While every Real Estate agent is different, this is one scenario that we would like to avoid. When we meet with you at the office we are going to spend the time to really understand what you are looking for. Hopefully by the end of our meeting we will have a great idea of what you want to buy and you will think we are the team to work with.